A Closer Look at Active Managers

If you were an investor in the early 2000s, you would probably have been wise to invest in Netflix Inc. rather than Blockbuster Inc., a movie rental company. Even then, it was quite clear that movie rentals were a dying business. However, an index fund cannot make such a distinction. It uses a formula that is based on the current size of stock.

According to Tim Armour, chairman of Capital Group,  active manager is quite different. He or she searches for the value that will help an investor get a higher return than the market average in good time. For instance, the current economic times make it hard for companies to make meaningful profits. However, there are still companies that are doing tremendously well. Additionally, Tim Armour states, the current volatility in oil prices represents risks and opportunities for investors.

Tim Armour writes in the Wall Street Journal, that an excellent manager can be recognized by his ability to conduct ample amounts of research. The research leads to an insightful view of the company’s future. One example is the development of innovative therapy techniques and the aging baby boomers. An active manager would meet with not only the company’s representative but also the competitors, doctors, distributors, and academics. Additionally, a financial analysis would be needed to understand the risk exposure levels.

Click here to learn more about Tim Armour.

According to a recent survey, 81% of baby boomers feel that protection from market downturns is an important aspect of any management strategy. However, very few of them were aware that index funds expose them fully to any downturns in the stock market.

However, things are not all rosy in actively managed funds. There are many of them, which charge a high fee or perform poorly. The result is that most investors give up and settle for index funds. However, with careful research, an investor can find the right one.

A recent study by Capital Group shows that active managers who invest huge amounts of their money and charge low fees beat their benchmarks almost 90% of the time. The figure is calculated over a ten-year rolling period. That would mean hundreds of thousands more for investors over a 20-year period.

Related: Capital Group, Samsung Asset Management form strategic partnership in Korea

Generation X should seriously consider this type of investment. They came of age during the housing crisis, the dot.com burst, stagnant wage levels, and the financial crisis. Most of them fear they will never make enough for retirement. As a result, investing in an active fund that performs better than the market would greatly help them.

With the right financial advisor, finding a good active manager can be made easier. When supplemented with enough research, it is quite possible to find an active manager who can earn their up keep. It will help to ensure a flawless retirement.

Related: Capital Group Parent Names Armour Chairman, Replacing Rothenberg

 

Richard Blair Providing Sound Investment and Wealth Solutions to Clients in Austin, Texas

Providing families, individuals, and small businesses of Austin, Texas with the tools they need to reach their financial goals is the aim of Wealth Solutions, a Registered Investment Advisory (RIA) firm established by Richard Blair.

Through personalized retirement plans, investment, and wealth preservation strategies, Blair helps clients to understand their options to grow and manage their capital, guiding them to practical solutions that meets their needs. He is a committed, unbiased, and reputable financial advisor, accomplice and coach. His credentials include, Certified Annuity Specialist (CAS), Certified Estate and Trust Specialist (CES), Certified Fund Specialist (CFS), and Retirement Income Certified Professionals (RICP).

In order to successfully meet the needs of his clients, Wealth Solutions implements a comprehensive process for financial planning. However, if the situation arises, a unique, personal plan for a client can be designed.

An individualized portfolio and three pillar approach used by Blair enables him to identify where he should focus his efforts. He takes into consideration the current and future financial situations of his clients to understand where they are now and what their future hopes in investing or retirement may be.

Pillar 1: Because Richard Blair Wealth Solutions wants to provide each client with a good plan, he begins by creating a roadmap for their finances that ultimately becomes their investment portfolio. This is necessary to assess the bigger picture by knowing where the client can improve, as well as their financial strong points.

Pillar 2: With the current situation and investment goals of the client in mind, pillar two is geared towards solidifying a long-term financial strategy. By monitoring the market, Richard Blair can move and manage a client’s assets to make sure he can maximize performance and minimize negative impacts of their investments.

Pillar 3: Already having solidified a plan for where to focus his efforts, Blair uses pillar three to help clients finish their portfolio. This last pillar outlines how they will reach their insurance needs for investments, life insurance and long-term care.

About Richard Blair

A family history of teaching, along with his financial abilities, inspired Blair to start Wealth Solutions in 1994.

A passion for increasing knowledge and confidence, while serving others was instilled in him at a young age as he watched both his grandmother and mother help their communities through education. Blair continues to provide outstanding financial advice to the Austin, Texas community.

Waiakea Water Is Taking The World By Strom

Recently, Forbes magazine did an article about Waiakea water. Organic Authority said that The Waiakea water bottled water company is a company that has grown substantially over a short period of time. Bottled water is one of the most popular drinks when it comes to consumption. Ryan Emmons was the individual that saw his big break when it came to bottled water.

Even though there are many different bottled waters that come in all types of different containers, in the past there was a huge area that had not been tapped. Ryan Emmons was able to create a product that was sustainable, and this product also had very unique health benefits.

Apart from those 2 Things, Waiakea Spring water also has environmentally friendly packaging, and the proceeds from the water are also able to give back to communities in need. Ryan Emmons is the founder of Hawaiians laconic water, and he made his big break when he was just 22 years old.

There were only a few young entrepreneurs when it came to the beverage industry. The majority of those that worked in the beverage industry were over 50 years old, and because of that many of the young beverage entrepreneurs worked together. These young entrepreneurs realized that since they were new, they were not going to get that much attention on their own.

Now all of that has changed, because Emmon’s water company has grown over 4000% since it was cofounded by him in 2012. Emmons was only 22 years of age at that time,.

According to BabyBoomster, Now Waiakea water has an annual growth rate of over 170%, and the company has gone from making a little bit over 2300 cases of water in a year to making more than 122,008 cases in a year. This Waiakea company has been able to make so much ground because big stores like Whole Foods has been playing on the their team.

The reason why Waiakea’s Hawaiian water is so unique and popular is because it comes from Hawaiian volcanic water. This water comes from melting snow and it is also the rain that comes from the snowcapped peak of the Mauna Loa volcano.

This is one of the purest sources of water in all the earth, because the water has to go through over 14,000 feet of volcanic rock. The water is not only pure, but it is rich in many minerals that are great for a person’s body.

Learn more about Waiakea water: https://globenewswire.com/news-release/2015/10/27/780527/10154219/en/Waiakea-Hawaiian-Volcanic-Water-Sees-a-5-000-Percent-Growth-in-Just-Three-Years.html